18 February 2025

Terms OfService

Welcome to the GVRN.AI website and platform (accessibleat https://www.gvrn.ai/) (the “Platform”) and the suite of features,services and applications made available thereon (collectively, the “Services”),provided and operated by CUSTOS BRIDGE PTE. LTD. (the “Company”, “we”, “our”or “us”). These Terms of Service (the “Terms”) govern your access to anduse of the Company's Platform and Services and constitute a legally bindingagreement between (i) us and you, and/or (ii) if you are representing anentity, the entity that you are representing (hereinafter referred to as “you”or “your”).

By accessing and/or using the Platform and any of theServices, you agree to be bound by these Terms and our Privacy Policy whichcollectively represent the complete agreement between you and us in respect ofour Platform and Services and shall supersede any prior agreements between us,whether written or oral.

THESE TERMS CONTAINS A BINDING INDIVIDUAL ARBITRATIONAGREEMENT AND CLASS ACTION WAIVER IN THE SECTION TITLED “DISPUTE RESOLUTION.”THIS AFFECTS YOUR RIGHTS WITH RESPECT TO ANY “DISPUTE” BETWEEN YOU AND THECOMPANY AND MAY REQUIRE YOU TO RESOLVE DISPUTES IN BINDING, INDIVIDUALARBITRATION, AND NOT IN COURT. PLEASE READ THIS ENTIRE SET OF TERMS CAREFULLY.IF YOU DO NOT AGREE TO THESE TERMS, YOU ARE NOT PERMITTED TO ACCESS OR USE OURPLATFORM OR ANY OF THE SERVICES.

1.   EligibleUsers.

By accessing and/or using the Platform and any of the Services, you must be andhereby affirm that you:

a.   are notprohibited or restricted from accessing the Platform or using the Servicesavailable on the Platform by any laws or regulations applicable to you;

b.   are an adult ofthe legal age of majority in your country or state of residence (whichever ishigher). If you are under the legal age of majority, you may not use thePlatform; and

c.   are not:

i.    a citizen of,or located in or ordinarily resident in any of the Restricted Jurisdictions(defined below); or

ii.   under thecontrol or ownership of a person that is, subject to sanctions or otherwisedesignated on any list of prohibited or restricted parties, including but notlimited to the lists maintained by the United Nations Security Council, the BVIgovernment, the United Kingdom government, the U.S. Government (e.g., theSpecially Designated Nationals List and Foreign Sanctions Evaders List of theU.S. Department of Treasury and the Entity List of the U.S. Department ofCommerce), the European Union or its Member States, or other applicablegovernment authority.

2.   Accessand Use of the Platform.

a.   The Platformenables you or other users of the Platform (each a “User”) to performthe following activities through the Platform:

i.    Access and usea user interface dashboard to easily organise, display and manage detailsregarding:

a.   If you are aFounder, your corporate structures, fundraising rounds, distributions of equityor tokens, cryptocurrencies and other crypto or blockchain-based digital assets(collectively, "Digital Assets") and the documents and recordsrelating thereto. Under these Terms, a “Founder” refers to a person thatestablishes, owns, starts or manages a project that uses or runs on Web3 ordecentralised technologies (such as blockchain and smart contracts) (the “Project”)and the corporate structures underlying the Project and access and uses thePlatform for the purposes of the Project; and

b.   If you are anInvestor, your financial commitments in respect of fundraising rounds that youhave participated in, and allocations to equity or Digital Assets of suchfundraising rounds and the documents and records relating thereto. Under theseTerms, an “Investor” refers to a person that participates in afundraising round of Project(s) and access and uses the Platform for thepurposes of viewing the Investor's participation in fundraising rounds;

ii.   Initiate andmanage the incorporation of legal entities;

iii.  Generatedrafts, templates and documents for fundraising rounds, corporate structures,internal corporate matters, vendor engagements and/or other matters related tothe management and operation of Project;

iv.  Initiate andmanage fundraising rounds including, but not limited to, inviting Investors tojoin a fundraising round, sending related fundraising documents to Investorsand monitoring the status of the fundraising round through the Platform;

v.   Access articlesand other educational or information materials that are posted on or madeavailable through the Platform from time to time; and

vi.  Such otherfeatures and functionalities that may be added to the Platform from time totime,

Moredetails on the Services provided through the Platform can be found in Section 3below.

b.   To access anduse the Platform and some of the Services, you will be required to create anaccount with your email address, Google account or social media profile and login with said account (each a “User Account”). Certain parts of thePlatform may require additional access credentials or other specific conditionsin order to access or use the Platform. Access and use of the Platform via aUser Account, are subject to the following terms and conditions:

i.    When youregister an account with your email address, Google account or social mediaprofile, your use of your email address, Google account or social media profileis at your own risk, and subject to the relevant email's, Google's or yoursocial media platform's service provider's terms and conditions.

ii.   The Companyshall have the right to monitor and/or record your communications when you usethe Platform, and you acknowledge and agree that when you use the Platform, youhave no expectation that your communications will be private. The Company shallhave the right to disclose your communications for any reason, including: (a)to satisfy any applicable law, regulation, legal process or governmentalrequest; (b) to enforce the terms of these Terms or any other of the Company'spolicies; (c) to protect the Company's legal rights and remedies; (d) toprotect the health or safety of anyone that the Company believes may bethreatened; or (e) to report a crime or other offensive behaviour.

iii.  You are solelyresponsible for all activities conducted through your User Account whether ornot you authorize the activity. In the event that fraud, illegality or otherconduct that violates these Terms is discovered or reported (whether by you orsomeone else) that is connected with your User Account, the Company may suspendor block your User Account's access to the Platform, whether for a period oftime or indefinitely.

iv.  You are solelyresponsible for maintaining the confidentiality and security of your UserAccount and for restricting access to your User Account and/or devices. You aresolely responsible for any harm resulting from your disclosure, orauthorization of the disclosure, of your access credentials (for example,passwords or biometrics) or from any person's use of your access credentials togain access to your User Account. You acknowledge that in the event of anyunauthorized use of or access to your User Account, access credential or otherbreach of security, you accept that due to the nature of the Platform, theCompany will be unable to remedy any issues that arise, and the Company willnot be responsible or liable for the same.

v.   The Companywill not be liable for any loss or damage (of any kind and under any legaltheory) to you or any third party arising from your inability or failure forany reason to comply with any of the foregoing obligations, or for any reasonwhatsoever, except fraud on our part.

vi.  The Companywill not be liable for any loss or damage arising from your sharing or otherloss of your private key or related information, or any other damage or lossarising from unauthorized access to your account.

c.   Grant ofLicense. If you accept and comply with these Terms, the Company will grant,and you will receive, a limited, revocable, non-sub licensable, andnon-exclusive license to access and use the Platform subject to the “Restrictions,”set forth in Section 4 below, as follows:

i.    You may accessand use applicable Services available on the Platform on one or more computersor mobile devices under your authorized control.

ii.   You may usethe Platform for your personal and non-commercial purposes only.

iii.  You may nottransfer your rights and obligations to use the Platform.

iv.  Some Servicesof the Platform are provided, managed or operated by third party suppliers,partners or licensors of the Platform (“Third Party Providers”) and maybe subject to specific requirements or terms and conditions imposed by suchThird Party Providers. Please refer to Section 8 below for more information.

d.   Open SourceComponents. The Platform may contain components that are subject toopen-source licenses ("OSS Components"). Your access and useof these OSS Components shall be subject to the applicable open-source licensesthat apply to and govern such OSS Components.

e.   Acknowledgementsand Disclaimers. You acknowledge and understand that:

i.    Featuresand Services. The Company offers a number of Services which can begenerally accessed through the Platform. Some of the Services may require youto create an account and/or may require payment or a subscription to use.Further details of each of the Services, and the terms and conditionsapplicable to such Services, are provided on the Platform and in these Terms.Your access and use of each of these Services are solely at your own risk, andsubject to the applicable terms and conditions for the relevant Service.

ii.   RiskDisclosures. You acknowledge and agree that there are inherent risks inyour use of the Platform and the Services, including any security breaches,communication failures, disruptions, errors, distortions or delays, the risk ofhardware, software and Internet connections failure or problems, or malicioussoftware introduction, or the risk that third parties may obtain unauthorizedaccess to your information, which may result in the loss of access to thePlatform and/or Services. By using the Platform and/or Services, youacknowledge and agree to undertake these risks, and you accept that we shallnot be liable for any losses or damages arising from or in connection with suchrisks.

iii.  No Relianceon Information. You understand that we are an aggregator and provider ofinformation (including opinions) for general information purposes only. Anyinformation provided or made available on our Platform and/or Services shallnot be considered or construed as financial advice, investment advice, taxadvice, legal advice, or any other sort of advice. No representation orwarranty, express or implied, is made as to the fairness, accuracy, timeliness,correctness or completeness of such information and is provided only forgeneral informative purposes, and no reliance should be placed on it. TheCompany shall not be responsible or liable to you for any use of, or relianceplaced on, any available or provided information. We are not, and shall not bedeemed as or treated as a financial institution, centralised exchange ortrading platform, broker or fund management platform. Some information maycontain the opinions of third parties, and we are not responsible for theseopinions. Likewise, we are not responsible for any loss, damage or costresulting from any decisions taken by you that is made in reliance on theService, including legal, compliance and/or risk management decisions. Youagree that you use this Service at your own risk in these respects.

iv.  No FiduciaryRelationship. The Terms are not intended to, and do not, create or imposeany fiduciary duties on us. You further agree that the only duties andobligations that we have are expressly set out in these Terms (including in thePrivacy Policy).

v.   ComplianceChecks. We may be required by anti-money laundering or other forms ofregulations, and as part of our internal policies, to make background checks orverification checks on the source of any funds placed on deposit by ourcustomers. In the event that our background or verification checks do notprovide us with sufficient information about you, we may request furtherinformation from you from time to time and you agree to promptly provide suchinformation when requested to do so. We reserve the right to suspend or terminateyour access to and use of the Platform or any Services should we be unable tosatisfy ourselves that in respect of any background or verification checks.

vi.  Legal andRegulatory Compliance. You are responsible for complying with all laws thatmay be applicable to or govern your use of the Platform and/or Services,including, but not limited to , the Commodity Exchange Act and the regulationspromulgated thereunder by the U.S. Commodity Futures Trading Commission ("CFTC"),the federal securities laws and the regulations promulgated thereunder by theU.S. Securities and Exchange Commission ("SEC"), theSecurities and Futures Act and the Payment Services Act overseen by theMonetary Authority of Singapore and all foreign laws that apply to you and youruse of such Services. You shall not access or use our Platform or Services ifit would be illegal, or a violation of any applicable laws or regulations, todo so within your jurisdiction.

vii. Security.You are solely responsible for properly configuring and using the Platform andthe Services and otherwise taking appropriate action to secure, protect, andbackup your User Accounts and/or your User Content in a manner that willprovide appropriate security and protection, which might include use ofencryption. If you are not able to be responsible for your own accountsecurity, or do not want such an obligation, then you should not access or usethe Platform and the Services. Your obligations under these Terms includeensuring any available software updates or upgrades to the Platform and/or theServices you are using are promptly installed or implemented, and recording andsecurely maintaining any access credentials or passwords that relate to youruse of the Platform and the Services.

viii. UserWarranties. Prior to your use of the Platform and on an ongoing basis, byusing the Platform, or any of the Services, (including without limitation, anyof the informational content made available thereon (collectively, the “Content”)),you represent, warrant and covenant that:

1.   You will notprovide any false, inaccurate, incomplete or misleading information while usingthe Platform, or any Service or Content available thereon, or engage in anyactivity that operates to defraud the Company, other Users, or any other personor entity;

2.   You will notuse the Platform or any Service to transmit or exchange Digital Assets that arethe direct or indirect proceeds of any criminal or fraudulent activity,including, without limitation, terrorism or tax evasion;

3.   You access anduse the Platform (including any Service or Content available therein) for yourown benefit and not for the benefit or on behalf of any third partybeneficiary;

4.   You will notutilise or deposit funds or assets, which originate from criminal or otherunauthorised, illegal or illicit activity;

5.   You will notutilise or deposit funds or assets, using payment methods that do not belong toyou;

6.   We are not, andshall not be deemed as or treated as a financial institution, centralisedexchange or trading platform, broker or fund management platform;

7.   We may berequired by anti-money laundering regulations, and as part of our internalpolicies, to make background or verification checks on the source of any fundspaid to us or placed on deposit by our customers. In the event that ourbackground or verification checks do not provide us with sufficient informationabout you, we may request further information from you from time to time andyou agree to promptly provide such information when requested to do so. Wereserve the right to suspend or terminate your access to and use of thePlatform or any Service, or to your funds or Digital Assets (includingcryptocurrency) and funds deposited via on our Platform should we be unable tosatisfy ourselves that your source of funds is legitimate;

8.   You will not,and will not attempt to, authorize anyone other than you to access the Platformand any of the Services through your User Account;

9.   You will notdisrupt, interfere with, or otherwise adversely affect the normal flow of thePlatform and/or the Services or otherwise act in a manner that may negativelyaffect other users' experience when using the Platform and Services. Thisincludes taking advantage of software vulnerabilities and any other act thatintentionally abuses or exploits the design of the Platform and the Services;

10. You aresophisticated in using and evaluating blockchain technologies and relatedblockchain-based Digital Assets, including the blockchain networks, smartcontract systems, automated market making protocols, derivative and margintrading, perpetual future contracts, P2P trading and related settlement pools,liquidity pool pricing bonding curves, the concept of pricing slippage, themechanism of liquidity attribution and the potential of value loss forliquidity providers due to liquidity attribution and dynamic pricing acrossdifferent liquidity pools. Specifically, you represent and warrant that youhave evaluated and understand the use of the Platform and the Services and havenot relied on any information, statement, representation, or warranty, expressor implied, made by or on behalf of the Company with respect to the Platformand the Services; and

11. You accept andacknowledge all risks associated with the use or access of the Platform or anyServices made available thereon, including but not limited to the risks set outin these Terms.

f.    Changes.We may change, add to, modify, remove, suspend, or discontinue any aspect ofthe Platform and/or Services at any time, and without prior notice or liabilityto you. We may also impose limits on certain features or restrict your accessto parts or all of the Platform or any Services made available thereon withoutnotice or liability.

g.   No Custodyof User's assets. You acknowledge and understand that the Company does nothave custody of any of your current or future assets. Accordingly, the Companyshall not be liable to you for any loss or other harm to any of your current orfuture assets.

h.   No DataBackup. The Company does not provide backup services or disaster recoveryfor your any of the data or information relating to your access or use of thePlatform (the “Generated Data”). You are solely responsible for anybackup of your Generated Data should you wish to do so. The Company does notguarantee that it will retain or store any Generated Data, and the Companyshall not be liable or responsible to you or any third party for any inabilityto access or retrieve your Generated Data arising from any reason whatsoever(including without limitation, any loss, removal or deletion of GeneratedData). You are solely responsible for retaining backups or copies of your ownGenerated Data. You are solely responsible for ensuring that any information ordata (including documents) that you submit or upload to the Platform complywith any applicable laws and third-party rights, including but not limited toany intellectual property rights, privacy rights and publicity rights. Youagree that any information included in your Generated Data may be used inaccordance with our Privacy Policy. The Company always has the right, in itssole discretion, to accept or reject any Generated Data. Although GeneratedData belongs to you, the Company shall have the right to retain, store, use,process and disclose aggregated and/or anonymised information or data derivedfrom your Generated Data for its own purposes (including without limitation,improving its products and services, analytics, benchmarking studies andreports and commercial purposes).

i.    Not LegalAdvice. Document templates provided and guides and/or articles on thePlatform are provided solely for general informational purposes only and shouldnot be deemed as or regarded as legal, financial, tax or other professionaladvice. You acknowledge and understand that you should not rely on the languagein the templates and/or the articles or use the templates and/or articles as asubstitute for legal, financial, tax or other professional advice and that youare solely responsible for the use of the templates and/or the articlesprovided by the Company through or on the Platform. The Company's provision ofthe document templates, guides and/or articles shall not constitute therendering of legal, financial, tax or other professional advice, or theprovision of tax-related, financial advisory or legal services or otherprofessional services, to you. The Platform and the Services, and any Contentmade available therein are not intended to and does not constitute legal,financial, tax or other professional advice and no attorney-client relationshipor similar relationship is formed.

3.   Overviewof Services and Features Available on the Platform.

a.   ServiceAvailability. The Services are provided on an “as-is” and “as-available”basis without warranties of any kind, whether express or implied, including butnot limited to warranties of merchantability and fitness for a particularpurpose, operation and any particular application or use. You acknowledge andagree that we may, in our sole discretion, apply changes, replace ordiscontinue (temporarily or permanently) any part of the Services at any time.We reserve the right to disable or modify access to the Services at any time inthe event of a breach of the Terms, including, if we reasonably believe any ofyour representations and warranties may be untrue, misleading or inaccurate,and the Company will not be liable to you for any losses or damages you maysuffer as a result of or in connection with the Services being inaccessible toyou at any time or for any reason.

b.   Advertising.The Platform may incorporate third-party technology that enables advertising onthe Platform. As part of this process, the Company and/or its authorized thirdparty advertisers may collect standard information that is sent when yourpersonal computer or device connects to the Internet including your Internetprotocol (IP) address.

c.   Conduct.You shall ensure that your actions, conduct and behaviour in your use of thePlatform comply with and abide by all the rules and guidelines imposed by theCompany and/or its Third Party Providers. The Company may suspend or block youraccess to the Platform and/or any Services, whether for a period of time orindefinitely, in the event that you violate or fail to comply with any of suchrules and guidelines.

d.   DigitalAsset Information. Information relating to Digital Assets (including butnot limited to supply, volume, pricing, trends and/or value of such DigitalAssets) made available on or through the Platform are obtained and/or sourcedfrom external sources managed by Third Party Providers and has not beenindependently verified by the Company. The Platform aggregates and publishespublicly available information relating to the blockchain and Digital Assets ina manner and format which we feel is easy to read and understand. Suchinformation is also independently available from other sources—for example, aperson may directly review transaction history, wallet activity or wallet /account balances and on a blockchain explorer. In providing information aboutDigital Assets, the Platform associates or presumes the association of arelevant Digital Asset's name, ticker, symbol or logo with a specific smartcontract deployed to one or more blockchain systems. In making suchassociations, the Platform relies upon third-party resources which may not beaccurate or may not conform to a given User's expectations. Multiple smartcontracts can utilize the same Digital Asset name, ticker. logo or symbol asone another, meaning that the name, ticker, logo or symbol of a Digital Assetdoes not guarantee that it is the token desired by the User or generallyassociated with such name, ticker, logo or symbol. Users must not rely on thename, symbol, ticker or branding of a Digital Asset on the Platform, butinstead must perform your own due diligence and research, including withoutlimitation, examining the specific smart contract associated with the name,symbol, ticker or branding and confirm that the relevant Digital Asset accordswith User's expectations. Such information shall not be considered or construedas financial advice, investment advice, tax advice, legal advice, or any othersort of advice. No representation or warranty, express or implied, is made asto the fairness, accuracy, timeliness, quality, origin, ownership orcompleteness of the information made available on this Platform, and is providedonly for general informative purposes, and no reliance should be placed on it.The Company shall not be responsible or liable to you for any use of, orreliance placed on, the information relating to Digital Assets. We shall not beliable for any errors, misrepresentations, or omissions in, of, and about, theinformation, nor for the availability of the information.

e.   ProgressTracking Feature. From time to time, the Company may provide features thattrack your progress or record your activity and profile on the Platform as partof the “Progress Tracking Feature”, and to incentivise, and track, yourparticipation on our Platform and in our ecosystem. Such features may includethe issuance of points, rewards, benefits and incentives, and/or the conductingor issuance of various challenges, quests, mini-games or other activities thatyou may be able to participate in. We may also issue rewards, points, gifts orother benefits and incentives at our sole discretion (whether randomly orotherwise). Progress Tracking is provided for your information andentertainment only, and shall not be deemed as having any intrinsic value orentitling you to any reward, status or benefit. Such Progress Tracking may bereset regularly, and changes in the server status (such as server maintenanceor server refreshes) may result in your Progress Tracking being reset, unsavedor lost. The Company shall not be liable or responsible to you or any thirdparty in the event that your Progress Tracking is reset, unsaved or lost.

4.   Restrictionson Use of Platform and Features.

a.   Restrictions.The Company may suspend or revoke your license to use the Platform or anyServices or Content made available thereon if you violate, or assist others inviolating, the restrictions and limitations set forth below. You agree that youwill not, in whole or in part or under any circumstances, do any of thefollowing:

i.    UnauthorizedDerivative Works: Copy, reproduce, translate, reverse engineer, derivesource code from, modify, disassemble, decompile, or create derivative worksbased on or related to the Platform or the Services (or any Content madeavailable thereon).

ii.   ProhibitedCommercial Uses: Exploit or use in a manner for commercial purposes, in itsentirety or individual components, the Platform (or any Content made availablethereon) for any purpose not expressly authorized by the Company, including,without limitation (i) accessing and using the Platform at commercialestablishments; (ii) using the Platform to advertise, market, provide or sellany third-party product or service; (iii) performing in-Platform servicesincluding, without limitation, botting or similar activities, whether inexchange for payment or otherwise.

iii.  Cheating:Create, use, offer, promote, advertise, make available and/or distribute thefollowing or assist with any of the following activities:

1.   exploits;i.e. methods not expressly authorized by the Company (whether accomplishedusing hardware, software, a combination thereof, or otherwise), influencingand/or facilitating use of any Service or Content in a manner that isunintended by the Company, including exploits of any bugs in any Service orContent in the Platform, and thereby granting you and/or any other User anundue and unfair advantage over other Users not using such methods;

2.   bots;i.e. any code and/or software, not expressly authorized by the Company, thatallows the automated control of your User Account or any Service or Content ofthe Platform;

3.   hacks;i.e. accessing or modifying the software of the Platform (or any Service orContent made available therein) in any manner not expressly authorized by theCompany; and/or

4.   any code and/orsoftware, not expressly authorized by the Company, that can be used inconnection with the Platform, any Service, any Content and/or any component orpart thereof which changes and/or facilitates the feature or functionality ofthe same;

iv.  Data Mining:Use any unauthorized process or software that intercepts, collects, reads, or “mines”information generated or stored by the Platform (or any Service or Content madeavailable therein); provided, however, that the Company may, at its sole andabsolute discretion, allow the use of certain third-party user interfaces.

v.   UnauthorizedConnections: Facilitate, create or maintain any unauthorized connection tothe Platform (or any Service or Content made available therein) includingwithout limitation (i) any connection to any unauthorized server that emulates,or attempts to emulate, the Platform (or any Service or Content made availabletherein); and (ii) any connection using third-party programs or tools notexpressly authorized by the Company.

vi.  Transfers:Attempt to sell, sublicense, rent, lease, grant a security interest in orotherwise transfer any copy of the Platform (or any Service or Content madeavailable therein) or component thereof, or your rights to the Platform (or anyService or Content made available therein) to any other party in any way notexpressly authorized herein.

vii. Disruption /Harassment: Engage in any conduct intended to disrupt or diminish theexperience for other Users, or disrupt the operation of the Company's Platform(or any Service or Content made available therein) in any way, including:

1.   Disrupting orassisting in the disruption of any server, equipment, hardware or computersystem used to support the Platform (or any Service or Content made availabletherein) or interfering with, disrupting, negatively affecting or inhibitingother Users from enjoying the Platform or any Service or Content made availabletherein, or in any action or conduct that could damage, disable, overburden, orimpair the functioning of the Platform, Service or Content made availabletherein. ANY ATTEMPT BY YOU TO DISRUPT THE PLATFORM OR UNDERMINE THE LEGITIMATEOPERATION OF THE PLATFORM MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS.

2.   Harassment, “griefing,”abusive behaviour or conduct intended to unreasonably undermine or disrupt thePlatform experiences of others, and/or any other activity which violates theseTerms.

3.   Post ortransmit unsolicited or unauthorized advertising, or promotional materials,that are in the nature of "junk mail," "spam," "chainletters," "pyramid schemes," or any other similar form ofsolicitation within the Platform.

viii. Violationof Laws: Access or Use the Platform or any Service or Content providedtherein to violate or attempt to violate any applicable law or regulation(including without limitation any applicable anti-money laundering,anti-proliferation and anti-terrorism financing laws and sanctions programs,including, without limitation, the U.S. Bank Secrecy Act and those enforced bythe U.S. Department of Treasury's Office of Foreign Assets Controls and anyother export control laws).

ix.  Violation ofPolices: Access or Use the Platform or any Service or Content providedtherein to violate or attempt to violate any policies of the Company.

x.   Violation ofProprietary Rights: Use the Platform or Services in any manner thatviolates, misappropriates, or infringes the rights of the Company, ourlicensors, our Users, or others, including privacy, publicity, intellectualproperty, or other rights.

xi.  Impersonation.Use the Platform, Services or any content that involves falsehoods,misrepresentations, or misleading statements, including impersonating someone.

xii. Circumventionof Security. Avoid, bypass, remove, deactivate, impair, descramble orotherwise circumvent any technological measure implemented by us or any of ourservice providers or any other third party to protect the Platform, or anyService or Content.

xiii. VPN.Disguise your location through IP proxying, VPN or other methods.

xiv.      Circumventionof Content Filtering. Circumvent any content-filtering techniques, securitymeasures or access controls employed on the Platform or any Service or Content)in any manner.

xv. Encourage orenable any other individual to do any of the foregoing.

b.   You agree tocomply with all applicable U.S. and non-U.S. export control and trade sanctionslaws ("Export Laws").

c.   Withoutlimiting the foregoing, you may not use the Platform or any Service or anyContent if:

i.    you are in,under the control of, or a national or resident of Cuba, Iran, North Korea,Sudan, or Syria or any other country subject to United States embargo, UNSecurity Council Resolutions, HM Treasury's financial or other sanctionsregime, or if you are on the U.S. Treasury Department's Specially DesignatedNationals List or the U.S. Commerce Department's Denied Persons List,Unverified List, Entity List HM Treasury's financial or other sanctions regime;or

ii.   you intend tosupply the Platform or any Service or any Content to Cuba, Iran, North Korea,Sudan or Syria or any other country subject to United States embargo or HMTreasury's financial or other sanctions regime (or a national or resident ofone of these countries), or to a person on the Specially Designated NationalsList, Denied Persons List, Unverified List, Entity List, or HM Treasury'sfinancial or other sanctions regime.

d.   In addition tothe geographical restrictions in Sections 4(C) above (the “RestrictedJurisdictions”), we reserve the right to refuse customers from any othercountry.

e.   ParticularServices and Content may also not be available in certain countries due toregulatory, licensing and local restrictions.

f.    We may deploytechnological solutions (such as geo-blocking) to prevent persons located inRestricted Jurisdictions from registering an account and/or otherwise beingable to access, or to use, the Platform or Services. You acknowledge and agreethat we will not be responsible to you for, and that you will indemnify andhold us harmless for and in relation to, any losses suffered by you as a resultof your attempting to access the Platform or Services from within a RestrictedJurisdiction, including by way of any means designed to circumvent any controlsor technological solutions that we may have in place from time to time, andwhich are intended to prevent or limit such access. You accept and acknowledgethat we reserve the right to detect and prevent the use of prohibitedtechniques, including but not limited to fraudulent transaction detection,examination of your device properties, detection of geo-location and IPmasking, transactions and blockchain analysis.

g.   By accessingthe Platform (or any Service or Content found thereon), and entering into thisagreement, you confirm that you are not located in a Restricted Jurisdiction ora jurisdiction in which it is illegal to use the Platform (or any Service orContent found thereon).

h.   We reserve theright to terminate or limit any person's User status or access to or use of thePlatform at any time, with or without notice, as determined in our sole andabsolute discretion. Such terminations and limitations may be based on anyfactor or combination of factors, including a person's identity, blockchainaddress, IP address, internet service provider, virtual provider networkprovider, metadata, browser software, device type, wallet application, walletdevice, region of citizenship or residence or current location, or suspicionthat User has engaged or intends to engaged in any of the restrictions set outabove.

5.   Subscriptionsto Paid Features.

a.   Certainfeatures, functionalities or parts of the Platform and the Service requirepayment or a subscription to access and use (the “Paid Features”). Suchuse of Paid Features may be subject to additional terms and conditions asdetermined and/or issued by the Company from time to time.

b.   When yousubscribe or make payment for the Paid Features (“Subscription”), youwill get access to the Paid Features for the valid period of the Subscription.If you fail to renew your Subscription, or if you fail to make payment for thenext Subscription period or if any payment method you provide to us fails to becharged for whatever reason, you will cease to have access to the PaidFeatures.

c.   If you purchasea Subscription, you do so by paying a subscription fee in advance on arecurring basis. When you subscribe to a Paid Feature you expressly agree thatyou are authorizing recurring payments, and that payments will be made by thepayment method you have selected until the applicable Subscription is cancelledby you or by the Company. Your payment information will be automaticallyprocessed at the start of each subscription period. If your payment informationis declined, you must provide new payment information for your Subscription oryour Subscription will be cancelled. If you provide new payment information andyour payment account is successfully charged, your new Subscription period willbe based on the original renewal date and not the date the successful chargetook place. There are no refunds or credits for any partial subscriptionperiods, including in a situation where certain features, benefits and/orservices are modified or discontinued. SUBSCRIPTION PLANS ARE PREPAID, NON-REFUNDABLE(UNLESS REQUIRED BY LAW), AND AUTOMATICALLY RENEW AT THE END OF EACHSUBSCRIPTION PERIOD UNLESS THE SUBSCRIPTION IS CANCELLED FOLLOWING THECANCELLATION PROCEDURES BELOW.

d.   You can cancelyour Subscription at any time. Regardless of how your Subscription waspurchased, your Subscription automatically renews unless you cancel at least 24hours before your Subscription period ends. If you cancel your Subscription,your Subscription will remain active from the time you cancel until the end ofyour current Subscription period. You will not receive a refund or credit forany remaining days in your current Subscription period, unless required by law.

e.   If you fail torenew your Subscription within a period of sixty (60) days, we will delete andremove all data and information related to your User Account (including withoutlimitation, any Generated Data, documents or records) that remains within ourpossession or under our control (whether stored on our servers or otherwise).We will not be under any obligation to provide you with access to or a means totransfer or retrieve all such data and information related to your User Account(including without limitation, any Generated Data, documents or records), norwill we be liable to you or any third party for your inability to access orretrieve your data or information, or for any loss of your data or information.

f.    Prices forPaid Features, including recurring Subscription fees, are subject to changefrom time to time. We will provide reasonable advance notice of any materialchange to the price of Paid Features. For Subscriptions, price changes willtake effect at the start of the next subscription period following the date ofthe price change. If you do not agree with a price change, you have the rightto reject the change by cancelling your Subscription to the applicable PaidFeature prior to the price change going into effect.

g.   We constantlystrive to improve and update the Paid Features. As such, the Paid Features maychange from time to time, at our discretion. We may stop (permanently ortemporarily) providing the Paid Features or any features or functionalitieswithin the Paid Features to you or to Users generally with or without notice.We will not be liable to you or to any third party for any modification,suspension or discontinuance of the Paid Features.

h.   You acknowledgeand understand that the use of a Paid Feature does not guarantee any results orthat you will achieve the objectives that you desire, and that there shall notbe any refunds for any fees paid for the use of a Paid Feature in any circumstances.Certain Paid Feature may rely on third party service providers for delivery,implementation or execution, and are beyond the control of the Company. TheCompany shall not be liable or responsible for any delay, failure or error thatis attributable, directly or indirectly, by such third-party service providers.

i.    When you makea payment for the Paid Feature, you explicitly agree: (i) to pay the pricelisted for the Paid Feature, along with any additional amounts relating toapplicable taxes, credit card fees, bank fees, foreign transaction fees,foreign exchange fees, and currency fluctuations; and (ii) to abide by thePayment Terms set out in Section 6 below, as well as with any relevant terms ofservice, privacy policies, or other legal agreements or restrictions (includingadditional age restrictions) imposed by the relevant Payment Process (asdefined below). We may share your payment information with payment servicesproviders to process payments; prevent, detect, and investigate fraud or otherprohibited activities; facilitate dispute resolution such as chargebacks orrefunds; and for other purposes associated with the acceptance of credit cards,debit cards, or ACH. It is your responsibility to make sure your banking,credit card, debit card, and/or other payment information is up to date,complete and accurate at all times. If you make a payment for a Paid Feature,we may receive information about your transaction such as when it was made,when a Subscription is set to expire or auto-renew, what platform you made thepurchase on, and other information. We will not be responsible or liable forany errors made or delays by a Payment process, your bank, your credit cardcompany, and/or any payment network.

j.    All paymentsfor Paid Features are final and not refundable or exchangeable, except asrequired by applicable law. We make no guarantee as to the nature, quality, orvalue of a Paid Feature or the availability or supply thereof. Refunds orcredits are not provided for any unused or partially used Paid Feature (forexample, a partially used subscription period).

k.   Each purchaseof a Paid Feature applies to a single User Account, meaning that your purchasewill apply solely to the User Account you were using when you purchased thePaid Feature. You may not transfer any Subscriptions or payments for PaidFeature(s) to another User Account.

l.    Restrictionsand Obligations relating to Paid Features:

i.    You may onlypurchase and use a Paid Feature if you are legally allowed to use the PaidService in your jurisdiction and you live in a jurisdiction supported by thePlatform for the applicable Paid Feature. We may, in its discretion, restrictthe ability to access or purchase a Paid Feature in certain jurisdiction. Wereserve the right to modify the list of supported jurisdictions from time totime.

ii.   We reserve theright to refuse Paid Feature transactions or to cancel or discontinue the saleor use of a Paid Feature in our sole discretion.

iii.  You may notallow others to use your User Account to access any Paid Feature that suchperson did not order.

iv.  You may notpurchase or use a Paid Feature if you are a person located within a RestrictedJurisdiction. By purchasing or making payment for a Paid Feature, you representand warrant that you are not located in a Restricted Jurisdiction or ajurisdiction in which it is illegal to use the Platform (or any Service orContent found thereon).

v.   YOU REPRESENTTHAT YOU WILL USE THE PAID FEATURES ONLY FOR LAWFUL PURPOSES AND ONLY INACCORDANCE WITH THE TERMS.

6.   Payment,Gas Fees and Taxes.

a.   You may becharged fees or charges to access or use some of the Services on the Platform,including fees without limitation:

i.    such fees forthe utilisation of the Platform (the “Platform Fee”) on all transactionsmade on or via the Platform (each a “Platform Transaction”). We reservethe right to change or revise the Platform Fee at any time, and any changes orrevisions to the Platform Fee will be published on the website and/or beupdated within these Terms. It is your responsibility to take note of anychanges or revisions to the Platform Fee, and any Platform Transactionconducted by you after the Platform Fee is revised shall constitute youracceptance of such revised Platform Fee; and

ii.   gas fees ortransaction fees charged on the deposit, withdrawal, conversion, swaps or othertransactions relating to the Digital Assets carried out via any Services orother fees or charges imposed by Third Party Providers when you use their Dapps(“Third Party Fees”). Where applicable, gas fees are paid to the thirdparties and/or network of computers that operate the blockchain and/or processthe transactions and are not paid to us. Kindly note that such Third Party Feesoften fluctuate based on a number of factors, all of which are not under ourcontrol, and may therefore change at any time without notice.

b.   By using theServices, you agree to pay any such fees or charges (including the Platform Feeand the Third Party Fees) imposed for the use of such Services.

c.   Although theCompany or the Third Party Provider endeavours to provide an accurate estimateof the final quote, any such information only represents an estimation of theapplicable fees or charges (such as the Platform Fee and/or the Third PartyFees), which may vary from the fees or charges actually paid to use therelevant Service and/or interact with the relevant blockchain or any othernetwork with which the relevant Service and the Platform are compatible.

d.   Anytransactions or payments made through any Service via the Platform will beprocessed through the blockchain or such other payment gateway or process asmay be determined by us or by the relevant Third Party Provider (collectively,the “Payment Process”). We have no control over these payments ortransactions, nor do we have the ability to reverse any payments ortransactions made via the Payment Process. You acknowledge that we have noliability to you or to any third party for any claims or damages that may ariseas a result of any payments or transactions you made via any Service,including, but not limited to, instances where your payment was not properlyprocessed on the Payment Process or where payment was erroneously made to anunintended recipient. It is solely your responsibility to confirm that yourpayment for any Platform Transaction has been processed and completedsuccessfully. We do not provide refunds for any fees, payments or PlatformTransactions that you might make on or through the Platform.

e.   All amountspayable by you under these Terms will be paid to us without set-off orcounterclaim, and without any deduction or withholding. Fees and charges forany new Service or new feature of a Service will be effective when we usecommercially reasonable efforts to communicate updated fees and charges throughour Platform, or other public channels. We may increase or add new fees andcharges for any existing Services you are using by using commerciallyreasonable efforts to notify Users through our Platform, or other publicchannels.

f.    You are solelyresponsible for determining and paying (or reimbursing for the payment of) anyand all sales, use, value-added and other taxes, duties, and assessments(excluding taxes imposed on our net income) now or hereafter claimed or imposedby any tax or other governmental authority associated with your use of thePlatform (collectively, the “Taxes”). You will pay or reimburse us forall Taxes of any jurisdiction (whether national, federal, state, local, foreignor other), including value added taxes and taxes as required by internationaltax treaties, customs or other import or export taxes, and amounts levied inlieu thereof based on charges set, services performed or payments madehereunder, as are now or hereafter may be imposed under the authority of anynational, federal, state, local, foreign or other taxing jurisdiction; and willnot be entitled to deduct the amount of any such Taxes or amounts levied inlieu thereof from payments (including gas fees) made to us pursuant to theseTerms.

7.   Ownershipof Intellectual Property.

a.   The Platformand the Services and Content contained therein, including any GVRN Trademarks(defined below), media, web applications, mobile applications, software,computer code, metadata, materials, design, text, images, photographs,illustrations, animation, content, text, media files, artwork, graphicmaterial, databases, proprietary information, graphics and visual effects, aswell as any accompanying documentation or other written materials, tangible orintangible, and all legally protectable elements of the foregoing, including,without limitation, all derivative works, translations, adaptations orvariations of same, regardless of the medium, format or form, now known orhereinafter developed or discovered, and regardless of where produced, and allIntellectual Property Rights therein (all of the foregoing, individually andcollectively, the “GVRN Assets”), are our property and/or whereapplicable, the property of our licensors or suppliers. The Platform maycontain materials licensed by third-parties to the Company, and thesethird-parties may enforce their ownership rights against you in the event thatyou violate these Terms. Nothing in these Terms shall be interpreted asgranting any license of Intellectual Property Rights of the GVRN Assets to youother than as explicitly set forth in these Terms. You may not remove, deleteor obscure any trademark notice, copyright notice or other intellectualproperty notice in any part of the Platform. You may not do anything thatinfringes, violates or misappropriates the exclusive rights belonging to us.

b.   Under theseTerms, “Intellectual Property Rights” refer to patents, utility models,rights to inventions, copyright and neighbouring and related rights, trademarks and service marks, business names and domain names, rights in get-up andtrade dress, goodwill and the right to sue for passing off or unfaircompetition, rights in designs, rights in computer software, database rights,rights to use, and protect the confidentiality of, confidential information(including know-how and trade secrets), and all other intellectual propertyrights, in each case whether registered or unregistered and including allapplications and rights to apply for and be granted, renewals or extensions of,and rights to claim priority from, such rights and all similar or equivalentrights or forms of protection which subsist or will subsist now or in thefuture in any part of the world. “GVRN Trademarks” means any and alllogos, trademarks, service marks, and trade dress associated with the Platform,including the “GVRN” name or products or service developed by us.

c.   The animations,page headers, custom graphics, button icons, style sheets and scripts thatcontribute to the “look and feel” of the Platform are service marks, trademarksand/or trade dress that belong to us and may not be copied, imitated or used,in whole or in part, in connection with any product or service that is notexpressly authorized by us in writing, in any manner that is likely to causeconfusion among consumers, or in any manner that disparages or discredits thePlatform and the GVRN Trademarks or the Company.

d.   You may chooseto submit comments, bug reports, ideas or other feedback about the Platform,including, without limitation, about how to improve the Platform, the Servicesor any Content through the email address provided at the end of these Terms orsupport channels within the Platform (collectively, “Feedback”). Bysubmitting any Feedback, you agree that we are free to use such Feedback at ourdiscretion and without additional compensation to you, and to disclose suchFeedback to third parties (whether on a non-confidential basis, or otherwise).You hereby grant us a perpetual, irrevocable, nonexclusive, worldwide licenseunder all rights necessary for us to incorporate and use your Feedback for anypurpose.

8.   Third-PartyProviders And Services.

a.   The Platformand any Services made available thereon may contain software or servicesprovided by or links to third-party services (“Third-Party Content”). Wemake no warranties or representations, express or implied, in respect of theavailability, functionality or content of such Third-Party Content, and youagree that the Company shall not be liable for any loss or damages arising fromor in connection with your use of any third-party services. You may be subjectto the terms and policies of such relevant third-parties.

b.   When you usethe Platform and any Service and any Content made available thereon, you mayalso be using the functionality, application, software or service of one ormore Third Party Providers. Your use of those and other third-partyfunctionality, application, software or service (each a "Third-PartyService") will be subject to the privacy policies, terms of service orterms of use and similar policies and terms, and fees of those Third PartyProviders. You agree that the Company shall not be liable for any loss ordamages arising from your use of or the breach thereof of any Third-PartyService. We have no responsibility for any Third-Party Content or anyThird-Party Service that may be misleading, incomplete, erroneous, offensive,indecent, or otherwise objectionable to you or under the law in yourjurisdiction. The choice to rely on Third-Party Content or to use a Third-PartyService is your own, and you are solely responsible for ensuring that yourreliance or use is in compliance with all applicable laws. Dealing orcorrespondence with any third party that provides such content or services issolely between you and that third party. We reserve the right to change,suspend, remove, disable, or impose access restrictions or limits on the use ofany Third-Party Content and Third-Party Service at any time without notice.

c.   The Platformand any Service and any Content made available thereon may contain links toThird-Party Services, and may leverage or plug into such Third-Party Servicesto enable certain features. When using a Third-Party Service, you understandthat you are at no time transferring your assets to us. We provide the Platform(and the Service and/or Content made available thereon) and access toThird-Party Services only as a convenience, and we do not have control overtheir content, and we do not warrant or endorse, and are not responsible forthe availability or legitimacy of, the content, products or functionality madeaccessible via the Platform or by those Third Party Providers (including anyrelated website, resources or links displayed therein). We make no warrantiesor representations, express or implied, about the Platform (including anyContent or Service made available thereon) or such linked Third-Party Services,the third parties they are owned and operated by, the information contained onthem or the suitability of their products or services. You acknowledge soleresponsibility for and assume all risk arising from your use of the Platformand any Service and any Content made available thereon including anythird-party website, applications, or resources. When you click such link, wemay not warn you that you have left our Platform.

d.   We may provideexperiences on social media platforms that enable online sharing andcollaboration among users who have registered to use them. Any content you postis subject to the terms of use /terms of service and privacy policies of thoseplatforms and related services. We have no control over such social mediaplatforms or related services, and they are deemed Third-Party Services underthese Terms.

9.   DataProtection and Privacy and Data Ownership.

a.   In the courseof your access and/or use of the Platform or any Service, we may be required tocollect, use, disclose and/or process certain data (including personal data)belonging to you. In this regard, we will collect, use, disclose and/or processyour personal data in accordance with applicable data protection and privacylaws, and as set out in our Privacy Policy.

b.   You herebyacknowledge and agree that the Company shall have the right to retain, store,use, process and disclose aggregated and/or anonymised information or dataderived from your Generated Data for its own purposes (including withoutlimitation, improving its products and services, analytics, benchmarkingstudies and reports and commercial purposes).

10. LimitedWarranty and Disclaimer.

a.   GENERAL:

i.    TO THE FULLESTEXTENT ALLOWED BY APPLICABLE LAW, THE PLATFORM AND ANY SERVICE AND ANY CONTENTMADE AVAILABLE THEREON ARE PROVIDED ON AN “AS IS”, “UNDER DEVELOPMENT”,"WITH ALL FAULTS" AND “AS AVAILABLE,” BASIS FOR USE, WITHOUT WARRANTYOF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANYIMPLIED WARRANTIES OF CONDITION, UNINTERRUPTED OR ERROR-FREE USE,MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT, TITLE, ANDTHOSE ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

ii.   YOUACKNOWLEDGE AND AGREE THAT YOU ASSUME FULL RESPONSIBILITY FOR YOUR USE OF THEPLATFORM AND ANY SERVICE AND ANY CONTENT MADE AVAILABLE THEREON. YOUACKNOWLEDGE AND AGREE THAT ANY INFORMATION YOU SEND OR RECEIVE DURING YOUR USEOF THE PLATFORM AND ANY SERVICE AND ANY CONTENT MADE AVAILABLE THEREON MAY NOTBE SECURE AND MAY BE INTERCEPTED OR LATER ACQUIRED BY UNAUTHORIZED PARTIES. YOUACKNOWLEDGE AND AGREE THAT YOUR USE OF THE PLATFORM AND ANY SERVICE AND ANYCONTENT MADE AVAILABLE THEREON IS AT YOUR OWN RISK. RECOGNIZING SUCH, YOUACKNOWLEDGE AND AGREE THAT, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW,NEITHER THE COMPANY, ITS DIRECTORS, OFFICERS AND EMPLOYEES, NOR ITS SUPPLIERS,THIRD PARTY PARTNERS OR LICENSORS WILL BE LIABLE TO YOU FOR ANY DIRECT,INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, EXEMPLARY OR OTHERDAMAGES OF ANY KIND, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS,GOODWILL, USE, DATA OR OTHER TANGIBLE OR INTANGIBLE LOSSES OR ANY OTHER DAMAGESBASED ON CONTRACT, TORT, STRICT LIABILITY, INFRINGEMENT OF INTELLECTUALPROPERTY OR THEFT OR MISAPPROPRIATION OF PROPERTY OR ANY OTHER THEORY (EVEN IFTHE COMPANY HAD BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTINGFROM (A) THE PLATFORM AND ANY SERVICE AND ANY CONTENT MADE AVAILABLE THEREON;(B) THE USE OR THE INABILITY TO USE THE PLATFORM AND ANY SERVICE AND ANYCONTENT MADE AVAILABLE THEREON; (C) UNAUTHORIZED ACCESS TO OR ALTERATION OFYOUR TRANSMISSIONS OR DATA; (D) STATEMENTS, CONTENT OR CONDUCT OF ANY THIRDPARTY ON THE PLATFORM AND ANY SERVICE AND ANY CONTENT MADE AVAILABLE THEREON;(E) ANY ACTIONS THE COMPANY TAKES OR FAILS TO TAKE AS A RESULT OFCOMMUNICATIONS YOU SEND; (F) HUMAN ERRORS; (G) TECHNICAL MALFUNCTIONS; (H)FAILURES, INCLUDING PUBLIC UTILITY OR TELEPHONE OUTAGES; (I) OMISSIONS,INTERRUPTIONS, LATENCY, DELETIONS OR DEFECTS OF ANY DEVICE OR NETWORK,PROVIDERS, OR SOFTWARE (INCLUDING, BUT NOT LIMITED TO, THOSE THAT DO NOT PERMITPARTICIPATION IN THE PLATFORM AND ANY SERVICE AND ANY CONTENT MADE AVAILABLETHEREON); (J) ANY INJURY OR DAMAGE TO COMPUTER EQUIPMENT; (K) INABILITY TOFULLY ACCESS THE PLATFORM AND ANY SERVICE AND ANY CONTENT MADE AVAILABLETHEREON OR ANY OTHER WEBSITE; (L) THEFT, TAMPERING, DESTRUCTION, ORUNAUTHORIZED ACCESS TO, IMAGES OR OTHER CONTENT OF ANY KIND; (M) DATA THAT ISPROCESSED LATE OR INCORRECTLY OR IS INCOMPLETE OR LOST; (N) TYPOGRAPHICAL,PRINTING OR OTHER ERRORS, OR ANY COMBINATION THEREOF; (O) OR ANY OTHER MATTERRELATING TO THE PLATFORM AND ANY SERVICE AND ANY CONTENT MADE AVAILABLETHEREON. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES ORTHE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIALDAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

iii.  WITHOUTLIMITING THE GENERALITY OF THE FOREGOING, THE COMPANY, ITS DIRECTORS, OFFICERS,EMPLOYEES AND LICENSORS DO NOT REPRESENT OR WARRANT TO YOU THAT: (I) YOURACCESS TO OR USE OF THE PLATFORM AND ANY SERVICE AND ANY CONTENT MADE AVAILABLETHEREON WILL MEET YOUR REQUIREMENTS, (II) YOUR ACCESS TO OR USE OF THE PLATFORMAND ANY SERVICE AND ANY CONTENT MADE AVAILABLE THEREON WILL BE UNINTERRUPTED,TIMELY, SECURE OR FREE FROM ERROR, (III) USAGE DATA PROVIDED THROUGH THEPLATFORM AND ANY SERVICE AND ANY CONTENT MADE AVAILABLE THEREON WILL BEACCURATE, (IV) THE PLATFORM AND ANY SERVICE AND ANY CONTENT MADE AVAILABLETHEREON ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR (V) THAT ANY DATATHAT YOU DISCLOSE WHEN YOU USE THE PLATFORM AND ANY SERVICE AND ANY CONTENTMADE AVAILABLE THEREON WILL BE SECURE. YOU ACCEPT THE INHERENT SECURITY RISKSOF PROVIDING INFORMATION AND DEALING ONLINE OVER THE INTERNET, AND AGREE THATTHE COMPANY, ITS DIRECTORS, OFFICERS AND EMPLOYEES HAVE NO LIABILITY ORRESPONSIBILITY FOR ANY BREACH OF SECURITY UNLESS IT IS DUE TO ITS GROSSNEGLIGENCE OR WILFUL MISCONDUCT.

iv.  THE COMPANY,ITS DIRECTORS, OFFICERS AND EMPLOYEES WILL NOT BE RESPONSIBLE OR LIABLE TO YOUFOR ANY LOSSES YOU INCUR AS THE RESULT OF YOUR ACCESS OR USE OF, OR INABILITYTO ACCESS OR USE, THE PLATFORM, THE SERVICES AND/OR ANY OF THE CONTENT MADEAVAILABLE THEREON, INCLUDING BUT NOT LIMITED TO ANY LOSSES, DAMAGES OR CLAIMSARISING FROM: (A) USER ERROR, SUCH AS FORGOTTEN OR COMPROMISED PASSWORDS ORSEED PHRASES OR INCORRECTLY CONSTRUED SMART CONTRACTS OR OTHER TRANSACTIONS;(B) SERVER FAILURE OR DATA LOSS; (C) CORRUPTED FILES; (D) INTELLECTUAL PROPERTYINFRINGEMENT BY THE USERS; (E) UNAUTHORIZED ACCESS OR ACTIVITIES BY THIRDPARTIES, INCLUDING BUT NOT LIMITED TO THE USE OF VIRUSES, PHISHING,BRUTEFORCING OR OTHER MEANS OF ATTACK AGAINST THE PLATFORM AND ANY SERVICE ANDANY CONTENT MADE AVAILABLE THEREON.

v.   The Company andthe Platform and the Services could be impacted by one or more regulatoryinquiries or regulatory action, which could impede or limit your ability toaccess or use the Platform, the Services, decentralised protocols or networksor other applicable blockchain. The Company, the Platform and the Services arenot registered or licensed by any governmental or regulatory authority oragency. No such governmental or regulatory authority or agency has reviewed orapproved the Company, the Platform and the Services provided thereunder.

vi.  Any suggestionsin respect of legal structures are bespoke and there is no generally acceptedstandard or structure for similar projects in the distributed ledger technologyspace. The legal structure had been suggested for the purposes of addressingcertain specific legal risks, and attempting to decentralize the management andcontrol, as well as economic risks and benefits relating to the Project; butthere is no legal precedent for whether these structures are effective and itis difficult to predict the position that a regulator may adopt. The legalstructure and contractual arrangements may not be effective in decentralizingmanagement and control, thereby adversely affecting the regulatory treatment orperspective of the Project.

vii. You acknowledgeand agree that such Digital Assets, blockchain technologies and associatedassets are highly volatile due to many factors including but not limited topopularity, adoption, speculation, regulation, technology and security risks.You also acknowledge and agree that the cost of transacting on suchtechnologies is variable and may increase at any time causing impact to anyactivities taking place on the relevant protocol or network or other applicableblockchain. The Company does not invite or make any offer to acquire, purchase,sell, transfer or otherwise deal in any Digital Asset. Third parties mayprovide services involving the acquisition, purchase, sale, transfer orexchange of Digital Assets; the Company does not provide any such service anddoes not undertake any liability in connection thereto. You acknowledge andagree these risks and represent that the Company cannot be held liable forchanges and fluctuations in value or increased costs.

viii. The Company isa developer and provider of software. The Company is not a broker, fundmanagement agency, fund manager, financial institution nor is it a dealer orarranger, nor does it operate a Digital Asset exchange platform or offer tradeexecution or clearing services and, therefore, has no oversight, involvement,or control concerning the transactions you choose to conduct via the Services.You are responsible for complying with all laws that may be applicable to orgovern your use of the Services, including, but not limited to, the CommodityExchange Act and the regulations promulgated thereunder by the U.S. CFTC, thefederal securities laws and the regulations promulgated thereunder by the U.S.SEC, the Securities and Futures Act and the Payment Services Act overseen bythe Monetary Authority of Singapore and all foreign laws that apply to you andyour use of such Services.

ix.  You accept andacknowledge that the Company will not be responsible for any communicationfailures, disruptions, errors, distortions or delays you may experience whenusing the Platform, the Services, any relevant protocol or network or otherapplicable blockchain for processing transactions, however caused.

x.   You acknowledgeand agree that the Platform, and the Services and Contents made availablethereon are software code and are subject to flaws and acknowledge that you aresolely responsible for evaluating any smart contract, code provided by thePlatform and/or the Services and Contents made available thereon and thetrustworthiness of any third-party websites, products, smart-contracts, orcontent you access or use through the Platform. Like all software, the Platformand the Services may be subject to exploits. The Company is not and will not beresponsible for exploits of any kind. While the Company has taken a number ofprecautions to maintain the security of the Platform and the Servicesrespectively, this is a nascent technology and it is not possible to guaranteethat the software codes or any smart contracts are completely free fromvulnerabilities, bugs or errors. You accept all risks that arise from using thePlatform and the Services, including, and not limited to, the risk of any fundsbeing lost due to a failure or exploit of the Platform or any of the Services.This warning and others later provided by the Company in no way evidence orrepresent an on-going duty to alert you to all of the potential risks ofutilizing the Platform or any Service or Content made available thereon.

xi.  You understandthat we are an aggregator and provider of information (including opinions) forgeneral information purposes only and do not provide financial, tax andaccounting, medical, legal or other professional advice. Some information maycontain the opinions of third parties, and we are not responsible for theseopinions. Likewise, we are not responsible for any loss, damage or costresulting from any decisions taken by you that is made in reliance on theService, including legal, compliance and/or risk management decisions. Youagree that you use this Service at your own risk in these respects. You shouldnot take, and should refrain from taking, any action based on any informationcontained on the Platform (or any Service or Content made available thereon),or any other information we make available at any time, including, withoutlimitation, blog posts, articles, links to third-party content, discord ortelegram content, news feeds, tutorials, tweets and videos. Before you make anyfinancial, legal or other decisions involving the Platform (or any Service orContent made available thereon) or use thereof, you should seek independentprofessional advice from an individual who is licensed and qualified in thearea for which such advice would be appropriate. The Terms are not intended to,and do not, create or impose any fiduciary duties on us. You further agree thatthe only duties and obligations that we have are expressly set out in theseTerms (including in the Privacy Policy).

11. Limitationsof Liability. To the fullest extent allowed by applicable law, theCompany, its parent, subsidiaries, Third Party Providers and affiliates shallnot be liable for any loss or damage arising out of your use of, or inabilityto access or use, the Platform or Services. The Company liability shall neverexceed the total Platform Fees paid by you to the Company during the six (6)months prior to your making a claim against the Company, or USD$100, whicheveris lower, unless applicable law explicitly disallows this limitation, in whichcase the Company's liability shall be limited to the fullest extent permittedby applicable law.

12. Indemnity.You hereby agree to defend and indemnify the Company, its parent, subsidiaries,licensors and affiliates against and from any third party claims, liabilities,losses, injuries, damages, costs or expenses incurred by the Company arisingout of or from any violation by you of these Terms or your misuse of thePlatform or Services.

13. EquitableRemedies. You agree that the Company would be irreparably damaged ifthe sections of these Terms were not specifically followed and enforced. Insuch an event, you agree that the Company shall be entitled, without bond orother security, or proof of damages, to appropriate equitable relief in theevent you breach these Terms; and that the awarding of equitable relief to theCompany will not limit its ability to receive remedies that are otherwiseavailable to the Company under applicable laws.

14. Amendmentsand Variations.

a.   Alterationsto the Terms.

i.    TheCompany's Rights. The Company may create updated versions of these Terms(each a “New Terms”) as its business and the law evolves.

ii.   New Terms.These Terms will terminate immediately upon the introduction of a New Terms.New Terms will not be applied retroactively and cannot alter the process forresolving a Dispute between us once you have notified the Company of a Dispute.If you do not wish to be bound by a New Terms, you must immediately cease usingthe Platform all Services. Your continued use of the Platform or the Servicesafter the Company has published any New Terms constitutes acceptance by you ofthe New Terms.

15. Term andTermination.

a.   Term.These Terms are effective upon your first access and use of the Platform, andshall remain in effect until it is terminated or superseded by a New Terms, or,if neither of the foregoing events occur, as long as you continue using thePlatform.

b.   Termination

i.    The Companyreserves the right to terminate these Terms at any time for any reason, or forno reason, with or without notice to you. For purposes of explanation and notlimitation, most access and usage suspensions and terminations are the resultof violations of these Terms. In case of minor violations of these rules, theCompany may provide you with a prior warning and/or suspend your use of thePlatform due to your non-compliance prior to terminating these Terms.

ii.   In the eventof a termination of these Terms, you will not be able to access or use thePlatform. The Dispute Resolution provisions of these Terms will survivetermination and apply to all Disputes that arose or could have been initiatedprior to termination.

16. DisputeResolution. PLEASE READ THIS SECTION CAREFULLY. IT MAY SIGNIFICANTLY AFFECTYOUR RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT OR TO PURSUECLAIMS IN A CLASS OR REPRESENTATIVE CAPACITY

a.   APPLICABILITYOF THIS DISPUTE RESOLUTION POLICY. This binding individual arbitrationsection will not apply to the extent prohibited by the laws of your country ofresidence. To the fullest extent allowed by applicable law, you and the Companyagree to submit all Disputes between us to individual, binding arbitration. A “Dispute”means any dispute, claim, or controversy (except those specifically exemptedbelow) between you and the Company that relates to any aspect of ourrelationship, including, without limitation, your use or attempted use of thePlatform (including any Service or Content made available thereon), and allmarketing related to them, any licensed content, and all matters arising underthese Terms, the Company's Privacy Policy, or any other agreement between youand the Company, including the validity and enforceability of this agreement toarbitrate. A Dispute shall be subject to binding, individual arbitrationregardless of whether it is based in contract, statute, regulation, ordinance,tort (including fraud, misrepresentation, fraudulent inducement, or negligence),or any other legal or equitable theory. This includes claims that accruedbefore you entered into these Terms. You understand that there is no judge orjury in arbitration and that court review of an arbitration award is limited.

b.   INFORMALNEGOTIATION PERIOD. In an effort to accelerate resolution and reduce thecost of any Dispute related to, or arising out of, these Terms, you and theCompany agree to first attempt to negotiate any Dispute (except as set out inSection 16F. below) informally for at least thirty (30) days before eitherparty initiates any arbitration or court proceeding. Notice must be providedwithin one (1) year of the Dispute having arisen, but in no event after thedate on which the initiation of legal proceedings would have been barred underthe applicable statute of limitations. The failure to provide timely noticeshall bar all claims.

i.    Negotiationswill begin upon receipt of written notice by the party raising the Dispute. TheCompany will send its notice to your e-mail address or otherwise contact youvia the registered telephone number that you have provided to us.

ii.   You will sendyour notice to the Company at [ support -at- gvrn.ai ].

c.   BINDINGARBITRATION. If a Dispute cannot be resolved through negotiations, eitheryou or the Company may elect to have the Dispute finally and exclusivelyresolved by binding arbitration. The provision by you of a notice to theCompany, containing all of the information referenced above, and yourgood-faith participation in the Informal Negotiation Period, are prerequisitesto commencing arbitration.

i.    Any dispute asto any matter arising under, out of or in connection with this Agreement(including but not limited to any question regarding its existence, validity ortermination) shall be referred to and finally and exclusively determined byarbitration in Singapore at the Singapore International Arbitration Centre (“SIAC”)in accordance with the Arbitration Rules of the SIAC for the time being inforce, which rules are deemed to be incorporated by reference in this Clause.The Tribunal shall consist of one arbitrator to be appointed by the Chairman(or equivalent position) of the SIAC. The language of the arbitration shall beEnglish. The award by the arbitrator shall be valid, final and binding on eachof the Parties. The Parties shall have the right to seek interim injunctiverelief from a court of competent jurisdiction, both before and after thearbitrator has been appointed, at any time up until the arbitrator has made itsfinal award. The Parties undertake to carry out any award without delay andwaive their right to any form of recourse insofar as such waiver can validly bemade. Judgment upon the award may be entered by any court having jurisdictionthereof or having jurisdiction over the relevant party or its assets. You andthe Company shall be responsible for their respective attorneys' fees andexpenses.

ii.   THEARBITRATION PROCEEDINGS DESCRIBED HEREIN WILL BE CONDUCTED ON AN INDIVIDUALBASIS ONLY. The arbitrator may not consolidate disputes against the Company byother individuals or entities unless the Company expressly consents to suchconsolidation. These Terms provide no right or authority for any Dispute to bearbitrated, adjudicated, or resolved through proceedings on a class orrepresentative basis or using class action procedures. The arbitrator may awardany relief that is permitted by applicable law with respect to your individualclaim, but to the maximum extent permitted by applicable law, may not awardrelief against the Company respecting any person other than you.

d.   CLASS ANDCOLLECTIVE ACTION WAIVER. To the fullest extent allowed by applicable law,you and the Company agree that neither you nor the Company may participate as aclass representative, private attorney general, or as a member of any class ofclaimants for any Dispute subject to arbitration or for any non-arbitrableclaim pursued in court. The arbitrator and any court shall construe theagreement to arbitrate and the agreement to waive class or collective actionsin any manner that will render them enforceable and give them effect. If, forany reason, this class or collective action waiver is deemed unenforceable by acourt or arbitrator, you agree that the parties' contract to arbitrate is thenentirely void. If any portion of these Terms other than the class action waiveris found illegal or unenforceable, such portion shall be severed and theremainder of these Terms shall be given full force and effect. Any Disputesubject to any such portion of these Terms shall be decided by the arbitrator.

e.   GOVERNINGLAW. Unless these Terms include express language to the contrary, allDisputes shall be governed by and construed under the laws of Singapore withoutregard to choice of law principles. This paragraph will be interpreted asbroadly as applicable law permits.

f.    EXCEPTIONSTO NEGOTIATIONS AND ARBITRATION. You and the Company agree that thefollowing Disputes are not subject to the above provisions concerningnegotiations and binding arbitration:

i.    any Disputeseeking to enforce or protect, or concerning the validity of, any of theCompany's intellectual property rights;

ii.   any Disputerelated to, or arising from, claims that the other party has committed piracy;

iii.  individualactions duly filed in a small-claims court of competent jurisdiction on anon-representative basis; any claim within the jurisdictional limits of thesmall claims courts;

iv.  enforcementactions pursued through a governmental agency if permitted by applicable law;

v.   the Company'sright to seek injunctive relief to preserve the status quo pending or during anarbitration.

17. DataAnalytics.
We may collect information from our users through the Platform in order tobetter understand their needs and usage patterns, which can be used to informfuture improvements to the Platform and provide a more personalized experience.Information being collected may include, without limitation, the following:

–    Users,pageviews, sessions

–    Source (e.g.Google, social, direct)

–    Time spent onsite

–    Users info(country, browser language)

18. General.

a.   You understandand agree that the Platform may not be used, accessed, downloaded, or otherwiseexported, reexported, or transferred in contravention of applicable exportcontrol, economic sanctions, and import laws and regulations, including, butnot limited to, the U.S. Export Administration Regulations (“EAR”) andregulations promulgated by the U.S. Department of the Treasury's Office ofForeign Assets Control (“OFAC”). You represent and warrant that you (1) are notsubject to any sanctions or export restrictions (including without limitation,U.S. or UN imposed sanctions or export restrictions) and otherwise are eligibleto utilize the Platform under applicable laws and regulations; (2) are notlocated or ordinarily resident in a country or region subject to comprehensiveor near-comprehensive sanctions/embargo (including without limitation, U.S. orUN imposed sanctions or embargoes), unless your use of the Platform in suchcountry or region is authorized by applicable law; (3) are not an official,employee, agent, or contractor of, or directly or indirectly acting orpurporting to act for or on behalf of, a government (including any politicalsubdivision, agency, or instrumentality thereof or any person directly orindirectly owned or controlled by the foregoing) or political party (e.g.,Cuban Communist Party, Workers' Party of Korea) subject to U.S. or UNsanctions/embargo or any other entity in a sanctioned/embargoed country orregion or subject to U.S. or UN imposed based sanctions/embargo; and (4) willnot use the Platform in connection with an end-use prohibited by applicablelaw.

b.   The Company mayassign these Terms, in whole or in part, to any person or entity at any timewith or without your consent. You may not assign these Terms without theCompany's prior written consent. Your assignment of these Terms without theCompany's prior written consent shall be void.

c.   The Company'sfailure to enforce a provision of these Terms shall not be construed as a (i)waiver of such provision, or (ii) diminishment of any right to enforce suchprovisions. Further, the Company may choose to waive enforcement of a provisionof these Terms in a particular instance; however, you are still obligated tocomply with that waived provision in the future.

d.   Notices.

i.    If to theCompany: [ support -at- gvrn.ai ]

ii.   If to You. Allnotices given by the Company under these Terms shall be given to you eitherthrough written notice, email, or website blog post.

e.   The Companyshall not be liable for any delay or failure to perform resulting from causesoutside the reasonable control of the Company, such as natural disasters,unforeseen intrusions into our cyberspace, war, terrorism, riots, embargoes,acts of civil or military authorities, acts of God, fire, floods, accidents,pandemics, strikes, or shortages of transportation facilities, fuel, energy,labor or materials.

f.    If any part ofthese Terms is determined to be invalid or unenforceable, then that portionshall be severed, and the remainder of these Terms shall be given full forceand effect.

g.   These Terms,along with the Company's other applicable agreements located at theirrespective sections, constitutes and contains the entire agreement between theparties with respect to the subject matter hereof and supersedes any prior oralor written agreements.

h.   Any provisionsof these Terms that by its construction are intended to survive the terminationof such Terms shall survive. This includes, without limitations, Sections 3, 4,5, 6, 7, 8, 9, 10, 11, 12, 13, 15, 16 and 18.

‍